Nawalji Sahay is a seasoned banking professional with over 40 years of experience in key roles at the State Bank of India in India and abroad. An MA in English with an MBA (Finance) and CAIIB certification, he also spent a decade with a leading Asset Reconstruction Company and later served as Faculty at the SBI Academy, specialising in CRM and Emotional Intelligence. A published writer with works aired on All India Radio, he has authored books in both English and Hindi. Through his YouTube channel “Sarve Bhavantu Sukhinah,” he continues to share thoughtful, socially driven content and remains active as an Independent Director.